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Please fill out the required information accurately, and our calculator will provide you with a clear assessment of affordability. If you have any questions or need assistance, please reach out to our team.
Maximum number of occupying borrowers reached.
You have selected to enter custom expenditure data. The fields are prepopulated with ONS data but can now be overtyped. If the total expenditure entered is below the minimum threshold based on ONS data, the ONS expenditure total will be used in our calculations to ensure compliance with our affordability assessment criteria.
The total expenditure entered is below the minimum threshold based on ONS data. To ensure compliance with our affordability assessment criteria, the ONS expenditure total will be used in our calculations.
Maximum number of supporting borrowers reached.
The loan is currently affordable
Unaffordable: Please review loan amount
This has failed on current affordability
Loan affordable at supporting borrowers' retirement age: Fail
Loan affordable at supporting borrowers' retirement age: Pass
Affordability when supporting borrowers reach 85: Not Applicable
Affordability when supporting borrowers reach 85: Pass
Affordability when supporting borrowers reach 85: Fail
If LTV is over 80% is the loan affordable without supporting borrowers' income?: Fail
If LTV is over 80% is the loan affordable without supporting borrowers' income?: Pass
If LTV is over 80% is the loan affordable without supporting borrowers' income?: Not Applicable
If the LTV is over 80% & the supporting borrower(s) are age 70 or over at the start of the mortgage?: Pass
If the LTV is over 80% & the supporting borrower(s) are age 70 or over at the start of the mortgage?: Not Applicable
If the LTV is over 80% & the supporting borrower(s) are age 70 or over at the start of the mortgage?: Fail
If the LTV is over 80% & the occupying borrower(s) will reach the age 70 before mortgage ends?: Pass
If the LTV is over 80% & the occupying borrower(s) will reach the age 70 before mortgage ends?: Not Applicable
If the LTV is over 80% & the occupying borrower(s) will reach the age 70 before mortgage ends?: Fail
If you require assistance with this calculator or if you have any other queries, please ring our Intermediary Team on 01509 631953.