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Please fill out the required information accurately. Our calculator will provide you with a guide on affordability, and a full assessment will be completed on submission of an application. If you have any questions or need assistance, please reach out to our team.
Please note this affordability calculator is not a Decision in Principle.
You have selected to enter custom expenditure data. The fields are prepopulated with ONS data but can now be overtyped. If the total expenditure entered is below the minimum threshold based on ONS data, the ONS expenditure total will be used in our calculations to ensure compliance with our affordability assessment criteria.
The total expenditure entered is below the minimum threshold based on ONS data. To ensure compliance with our affordability assessment criteria, the ONS expenditure total will be used in our calculations.
Affordability Result: Pass
Affordability Result: Refer
Affordability Result: Decline
Result: N/A
Result: Pass Within permitted income multiple
Result: Decline Exceeds permitted income multiple
Affordability Into Retirement: Pass
Affordability Into Retirement: Fail
If you require assistance with this calculator or if you have any other queries, please ring our Intermediary Team on 01509 631953.